Terms and Conditions of Use

2.1 Age Requirement. The Platform is intended solely for use by individuals who are eighteen (18) years of age or older. By accessing or using the Platform, you represent and warrant that you are at least eighteen (18) years of age. Drivestamp reserves the right to terminate, without notice, any Drive or Session it reasonably believes to be initiated by or on behalf of an individual under the age of eighteen (18).

2.2 Legal Capacity. By accepting this Agreement, you represent and warrant that you have full legal capacity to enter into binding contracts under applicable law. If you are accessing the Platform on behalf of a corporation, partnership, or other legal entity, you represent and warrant that you have the authority to bind such entity to this Agreement.

2.3 Acceptance. Your access to or use of the Platform — including clicking any button signifying acceptance, purchasing a Session Package, creating a Drive, or accessing a Smart Link — constitutes your unconditional acceptance of this Agreement in its entirety. This Agreement is legally binding between you and After20Solutions Inc., operating as Drivestamp, from the moment of such access or use.

3.1 Documentation Tool. The Platform provides AI-assisted documentation and analysis of User-submitted vehicle images for the purpose of generating a timestamped Stamp. Drivestamp is a documentation technology platform and is not a licensed insurer, insurance broker, vehicle inspector, appraiser, engineer, mechanic, or legal advisor.

3.2 Informational Outputs Only. All outputs generated by the Platform, including the Stamp and any AI-assisted analyses, are strictly informational in nature. Nothing produced by the Platform constitutes, nor shall be construed as, a professional certification, engineering assessment, guarantee, warranty, or representation of any kind regarding the condition, value, safety, roadworthiness, or fitness for purpose of any vehicle.

3.3 No Verification of User Content. The Company does not independently verify the accuracy, completeness, authenticity, or integrity of any User Content submitted through the Platform. The Stamp reflects only what is submitted by the User and analyzed by the Platform's AI systems at the time of the Session.

3.4 AI Limitations. The artificial intelligence systems embedded in the Platform are probabilistic in nature and may produce outputs that are incomplete, inaccurate, or inconsistent. Drivestamp makes no representation that the Platform's AI analysis is error-free, exhaustive, or appropriate for any specific purpose.

4.1 Drive Creation. To initiate a Session, the Initiating Party must create a Drive through the Platform. At the time of Drive creation, the Initiating Party is required to provide: (a) their own email address; (b) the email address of the vehicle owner; and (c) the email address of the driver or counterparty to the transaction, as applicable.

4.2 Smart Link Delivery. Upon successful purchase of a Session Package and creation of a Drive, the Company shall deliver a Smart Link and Drive ID to the Initiating Party. Delivery of the Smart Link to the email address provided at Drive creation constitutes fulfillment of the Company's obligation to provide Platform access.

4.3 Drive Portal Access. Access to the Drive Portal requires both the Smart Link and the Drive ID. Through the Drive Portal, the Initiating Party may: (a) track the progress and status of their Session; (b) access Session Links; (c) view and interact with the Interactive Stamp upon Session completion; and (d) export and download the Stamp PDF.

4.4 Session Links and Date Selection. Session Links are activated on the selected date and expire at the end of that same calendar day. Session Links cannot be extended, reactivated, or transferred once expired. The Initiating Party is solely responsible for ensuring that the selected date is accurate.

4.5 Single Access. Drive Portal access is provided solely to the Initiating Party via the Smart Link and Drive ID. The Initiating Party is solely responsible for the safekeeping of their Smart Link and Drive ID.

4.6 Stamp PDF — Automatic Delivery to Both Parties. Upon successful completion of a Session, the Company shall automatically deliver the Stamp PDF by email to: (a) the Initiating Party; and (b) the counterparty email address provided at Drive creation.

4.7 Invoice Package — Editorial Actions. Users who have purchased the Invoice Package are permitted to edit the Stamp report within the Drive Portal and submit the edited version to the counterparty. The Initiating Party acknowledges that any edits made to the Stamp report are solely their responsibility and the Company bears no liability for the accuracy or consequences of any User-edited Stamp content.

4.8 Technical Inaccessibility. The Drive Portal may be temporarily unavailable due to scheduled or unscheduled maintenance or technical failures. In such circumstances the Stamp PDF shall serve as the User's accessible record of the Session. Temporary inaccessibility of the Drive Portal shall not entitle the User to a refund, credit, or damages of any kind.

5.1 Lifetime Access. Subject to the terms of this Agreement, the Initiating Party is granted lifetime access to the Interactive Stamp through the Drive Portal at no additional charge. The Company does not impose a time limit on Drive Portal access and does not unilaterally delete or deactivate Interactive Stamps, except as expressly provided in this Agreement.

5.2 User-Initiated Deletion. The Initiating Party may permanently delete their Interactive Stamp and associated Drive Portal access at any time. The Initiating Party acknowledges and agrees that: deletion is a permanent, irreversible action and cannot be undone under any circumstances; upon deletion, the Initiating Party will permanently lose all access to the Interactive Stamp and the Drive Portal associated with that Drive; the Company has no obligation to recover, restore, reconstruct, or re-issue any deleted Interactive Stamp or associated data; deletion does not affect the Stamp PDF previously delivered by email; and the Initiating Party assumes full and sole responsibility for any consequences arising from deletion, including consequences arising in connection with legal proceedings, insurance claims, or disputes.

5.3 Confirmation Requirement. The Platform shall require the Initiating Party to confirm their intent to permanently delete the Interactive Stamp before deletion is processed.

5.4 Company-Initiated Suspension or Termination. The Company reserves the right to suspend or terminate Drive Portal access where: (a) the User has materially breached this Agreement; (b) the Drive or Stamp is subject to a fraud investigation or legal proceeding; (c) required by applicable law or court order; or (d) the Company discontinues the Platform.

6.1 Accuracy and Authenticity. Users are solely and exclusively responsible for ensuring that all User Content submitted through the Platform is accurate, complete, current, and authentic. Users must not submit images, data, or other content that is manipulated, altered, fabricated, misrepresented, or otherwise intended to deceive any party.

6.2 Email Address Accuracy. The Initiating Party bears sole responsibility for the accuracy of all email addresses provided at Drive creation. The Company shall have no liability for any failure to deliver the Stamp PDF arising from inaccurate or invalid email addresses.

6.3 Compliance with Law. Users shall comply with all applicable federal, provincial, municipal, and local laws in connection with their use of the Platform.

6.4 Prohibited Conduct. Without limiting the generality of the foregoing, Users must not: submit images or data that belong to or depict individuals or vehicles for which the User does not have lawful authority or consent; use the Platform for any fraudulent, deceptive, unlawful, or malicious purpose; provide false or inaccurate email addresses for any party to a Drive; attempt to reverse engineer, decompile, or disassemble any component of the Platform; interfere with or disrupt the operation of the Platform, its servers, or associated networks; circumvent, disable, or tamper with any access control or security mechanism; reproduce, copy, sell, or commercially exploit any portion of the Platform without express written consent; introduce malicious code or harmful software into the Platform; or share or publish any Stamp in a manner that is misleading, defamatory, or likely to cause harm.

7.1 Fees. Access to the Platform requires the purchase of a Session Package. All fees are denominated in Canadian dollars unless otherwise specified. All applicable taxes are the sole responsibility of the User.

7.2 Non-Refundable. All payments made for Session Packages are final and non-refundable, except where expressly required by applicable consumer protection legislation in Ontario. Delivery of the Smart Link and Drive ID constitutes full and complete fulfillment of the Company's service delivery obligation.

7.3 Failed Delivery. If a Smart Link or Drive ID is not delivered due to a technical error attributable solely to the Company, the Initiating Party must notify the Company within forty-eight (48) hours of purchase. The Company's sole obligation shall be to re-deliver the Smart Link and Drive ID or issue a credit or refund.

7.4 Expired Session Links. The expiry of Session Links where the Initiating Party fails to complete the Session on the selected date shall not entitle the Initiating Party to a refund.

7.5 No Chargebacks. Users agree not to initiate chargebacks except in cases of unauthorized and fraudulent use of their payment method.

8.1 Company Ownership. After20Solutions Inc. exclusively owns all right, title, and interest in and to the Platform, including all software, source code, algorithms, artificial intelligence models, machine-learning systems, workflows, interfaces, designs, trademarks, trade secrets, and all other intellectual property embodied in or associated with the Platform, including the Interactive Stamp format and structure.

8.2 Stamp Licence. The Company grants the User a limited, non-exclusive, non-transferable, revocable licence to access and use the Stamp solely for personal, non-commercial documentation purposes in connection with the specific vehicle transaction for which the Drive was created.

8.3 User Content Licence. By submitting User Content, the User grants the Company a worldwide, royalty-free, irrevocable, perpetual licence to use, reproduce, process, and display such User Content solely to provide the Platform services, generate the Stamp, and improve the Platform's AI systems.

8.4 Feedback. Any feedback provided by the User regarding the Platform may be used by the Company without restriction or compensation. The User irrevocably assigns all right, title, and interest in any such feedback to the Company.

8.5 Reservation of Rights. All rights not expressly granted herein are reserved by After20Solutions Inc. No implied licences are granted under this Agreement.

9.1 As-Is Basis. THE PLATFORM, ALL OUTPUTS (INCLUDING THE STAMP IN ALL FORMS), AND ALL RELATED SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

9.2 Exclusion of Warranties. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TITLE, AND NON-INFRINGEMENT.

9.3 No Guarantee of Availability. The Company does not warrant that the Platform or Drive Portal will be available at all times or error-free. In all cases of unavailability, the Stamp PDF shall serve as the User's accessible record of the Session.

10.1 Applicable Law. After20Solutions Inc. collects, uses, retains, and discloses personal information in accordance with the Personal Information Protection and Electronic Documents Act, S.C. 2000, c. 5 ("PIPEDA") and, where applicable, its successor legislation including the Consumer Privacy Protection Act ("CPPA") under Bill C-27.

10.2 Data Collected. The Company may collect: (a) email addresses of the Initiating Party, vehicle owner, and counterparty provided at Drive creation; (b) device and access metadata; (c) User Content submitted during a Session; and (d) usage analytics and platform interaction data.

10.3 User-Initiated Deletion — What Is Deleted. When an Initiating Party deletes their Interactive Stamp, the Company shall permanently delete: (a) the personal information of the Initiating Party associated with that Drive; and (b) the vehicle images submitted during the Session.

10.4 Retained Anonymized Data. Upon deletion the Company shall retain, in permanently anonymized and de-identified form: (a) AI damage analysis outputs; (b) vehicle metadata such as inspection scores and condition classifications; and (c) aggregated usage data. This retained data contains no personal information and is used exclusively to improve the Company's AI models.

10.5 Third-Party Disclosure. The Company shall not sell, rent, or trade personal information to third parties for marketing purposes. Personal information may be disclosed to trusted service providers subject to contractual safeguards, or as required by law.

11.1 Exclusion of Consequential Damages. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AFTER20SOLUTIONS INC., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER, INCLUDING LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, WHETHER BASED IN CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY.

11.2 No Liability for Deleted Stamps. THE COMPANY SHALL BEAR NO LIABILITY WHATSOEVER FOR ANY LOSS OR CONSEQUENCE ARISING FROM THE USER-INITIATED DELETION OF AN INTERACTIVE STAMP, INCLUDING ANY CONSEQUENCES ARISING IN CONNECTION WITH LEGAL PROCEEDINGS, INSURANCE CLAIMS, OR DISPUTES.

11.3 No Liability for Inaccurate Email Delivery. THE COMPANY SHALL BEAR NO LIABILITY FOR NON-DELIVERY OF THE STAMP PDF WHERE SUCH NON-DELIVERY RESULTS FROM AN INACCURATE OR INACTIVE EMAIL ADDRESS PROVIDED BY THE INITIATING PARTY.

11.4 No Liability for Invoice Package Edits. THE COMPANY SHALL BEAR NO LIABILITY FOR ANY LOSS OR CONSEQUENCE ARISING FROM EDITS MADE BY AN INITIATING PARTY TO A STAMP REPORT UNDER THE INVOICE PACKAGE.

11.5 Aggregate Liability Cap. THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO ANY USER SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT ACTUALLY PAID BY THAT USER FOR THE APPLICABLE SESSION PACKAGE; OR (B) ONE HUNDRED CANADIAN DOLLARS (CAD $100.00).

11.6 Consumer Rights. Nothing in this Agreement shall limit or exclude liability to the extent such limitation or exclusion is prohibited by mandatory provisions of applicable consumer protection law in Ontario.

12.1 User Indemnity. The User shall defend, indemnify, and hold harmless After20Solutions Inc. and its affiliates, officers, directors, shareholders, employees, contractors, agents, licensors, and successors from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees on a solicitor-client basis) arising out of or relating to: any User Content submitted through the Platform, including any claim that such content is inaccurate, misleading, or fraudulent; any edits made by the Initiating Party to a Stamp report under the Invoice Package; the provision of inaccurate, false, or unauthorized email addresses at Drive creation; the User's deletion of an Interactive Stamp and any consequences arising therefrom; the User's violation of any provision of this Agreement or applicable law; any dispute between the User and any third party in connection with a vehicle transaction; or the User's negligence, wilful misconduct, or fraud.

12.2 Cooperation. The Company shall promptly notify the User of any claim for which indemnification is sought. The User shall not settle any claim in a manner that imposes obligations on the Company without prior written consent.

13.1 Right to Restrict Access. The Company reserves the right to refuse, suspend, restrict, or terminate access to any Drive, Session Links, Drive Portal, or feature of the Platform, without prior notice and without liability, where the Company reasonably suspects fraud, misrepresentation, AUP violation, or a breach of this Agreement.

13.2 No Liability for Suspension. The Company shall not be liable to the User or any third party for any suspension or termination of access. Where access is suspended due to a breach, no refund shall be owed.

14.1 Governing Law. This Agreement shall be exclusively governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

14.2 Mandatory Negotiation. Before initiating any formal dispute resolution, the disputing party shall provide written notice describing the dispute in reasonable detail. The parties shall negotiate in good faith for thirty (30) days following receipt of such notice before proceeding to arbitration.

14.3 Binding Arbitration. If the parties are unable to resolve the dispute through negotiation, the dispute shall be finally and exclusively resolved by binding arbitration administered by the ADR Institute of Canada, Inc. ("ADRIC") in accordance with its National Arbitration Rules. The arbitration shall be conducted before a single arbitrator, in the Province of Ontario or virtually, in English, governed by the Arbitration Act, 1991, S.O. 1991, c. 17.

14.4 Arbitration Award. The arbitrator's award shall be final and binding on both parties and may be entered as a judgment in any court of competent jurisdiction.

14.5 Costs. Each party shall bear its own costs in connection with the arbitration unless the arbitrator determines that the conduct of a party warrants a costs award.

14.6 Waiver of Class Proceedings. TO THE FULLEST EXTENT PERMITTED BY LAW, EACH USER AGREES THAT ANY DISPUTE SHALL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS. USERS WAIVE ANY RIGHT TO COMMENCE OR PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING AGAINST AFTER20SOLUTIONS INC.

14.7 Injunctive Relief. Either party may seek emergency injunctive or equitable relief from a court of competent jurisdiction in Ontario where necessary to prevent irreparable harm, pending resolution of any arbitration proceeding.

15.1 Entire Agreement. This Agreement constitutes the entire agreement between the User and After20Solutions Inc. with respect to the subject matter hereof and supersedes all prior negotiations, representations, and agreements between the parties.

15.2 Amendments. The Company reserves the right to modify this Agreement at any time. Amended terms will be posted on the Platform with a revised effective date. Continued use of the Platform following any amendment constitutes acceptance of the revised terms.

15.3 Severability. If any provision of this Agreement is found to be invalid or unenforceable, such provision shall be severed and the remaining provisions shall continue in full force and effect.

15.4 Waiver. No failure or delay by the Company in exercising any right shall operate as a waiver thereof.

15.5 Assignment. The User may not assign any rights or obligations under this Agreement without prior written consent of the Company. After20Solutions Inc. may assign this Agreement without restriction.

15.6 Force Majeure. The Company shall not be liable for any delay or failure to perform its obligations due to circumstances beyond its reasonable control.

15.7 Language. The parties have agreed that this Agreement be drawn up in the English language. Les parties ont convenu que la présente entente soit rédigée en anglais.

15.8 Notices. Formal notices shall be delivered by email to the Company's designated contact address on the Platform or to the email address provided by the User at Drive creation.

15.9 Survival. Sections 8, 9, 10, 11, 12, 14, and 15 shall survive the termination or expiry of this Agreement.

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